Engineering Insurance
Αστική ευθύνη κατά παντός κίνδυνου εργολάβου (C.A.R)
This program deals with the construction of private buildings and it is constituted of two parts:
01.Damages to the Construction
The first section covers any damage to the construction during its building, except those which are specifically excluded according to the general and special terms of the contract. As an example, the most important damages which are covered are:- Earthquake
- Fire – Explosion - Lightning
- Sinking – Landslide
- Errors from negligence, carelessness
Furthermore, the program covers:
- Damages due to strikes, uproar, political turmoil
- Damages to underground wiring and other underground facilities or networks
- Damages due to false research
- Damages to construction worksites and storages
02. Public liability to third parties
The second section covers the public liability of the insured contractor as well as the owner of the project against third parties for damages due to an accident (death, physical harm and / or material damages) which might be caused due to negligence or carelessness of the insured or the people that are involved in the construction of the insured building (e.g. contractors, workforce etc.).
03. Employer liability
The respective program is an endorsement to the basic insurance policy and it includes the coverage for the employer’s liability. Therefore, the employer’s liability to the insured is covered for any accidents that might happen to his employees in the insured construction area, due to his fault is covered. The coverage specifically includes the compensation payment for psychological pain or emotional damage, as well as the difference between the social security allowance and the employee wage.
04. All risks coverage of mechanical equipments (C.P.M)
The respective program offers coverage to machinery, for damages caused by unexpected events that will occur when machines are located at specific worksites. As an indication, we will mention that the respective coverage takes effect on the following cases of damages:
- When the equipment is in operation
- When it is split in several pieces during its transportation or assembly of pieces for cleaning, inspection, maintenance or installation to another position within the scheduled location
- Due to storm, frost or avalanche
- Από ελαττωματικό υλικό ή σχέδιο, ή ελαττωματική κατασκευή ή συναρμολόγηση
- Due to fall, collision, crash, overturning
05. All risks coverage of electronic equipments (ΕΕΙ)
Insurance coverage of all types of electronic equipment (e.g. PC, devices or systems that process, store, extract or receive data or information, telecommunication equipment etc.) is offered, for any random incidents that may occur during the period the insured machinery is either in operation or not, as well as when the parts are dismantled, transferred or assembled again for cleaning, check, maintenance or installation to another place within the facilities of the insured business.
For your best service please call us to 210 32 27 932 - 6.
Furthermore, you can email us or you can visit our corporate headquarters to the following address: 26a Amalias Avenue, 105 57, Athens, Greece.
