
My Family
Family, for most people is the core value in their life and therefore the need to protect and secure it is strong. In the current social environment, where many perils lurk in the path of our future development plans and the improvement of our quality of life, life insurance constitutes the ideal instrument to ensure the well being of your family in case something unexpected happens.
Basic lifetime insurance in case of the insured’s death providing for a lifetime payment of insurance rates and participation in the profits
The basic lifetime insurance constitutes the most suitable solution for those who want to feel secure of their financial abeyances in case of an unexpected turn of events. According to the terms of the respective program, the beneficiaries, in case of the insured person’s death, receive the insured sum and additionally they participate in any profits that might have been accrued from additional investment returns from the company. The afore-mentioned program, offers security and safety, due to its lifelong duration and it constitutes a basic coverage for your family and the people who are financially dependent on you, in case of an unexpected yet realistic risk.
Temporary Life insurance without participation in the profits (Basic Life insurance)
The basic life insurance is the simplest and most basic insurance package, which covers the risk of the early loss of the insured. The financial consequences from someone’s death with financial obligations (credit card balance, personal or housing loans etc.) are almost always unbearable for those you were supporting. Therefore, our company takes upon itself to reimburse the beneficiaries promptly in case of death within the insurance period, a fact that will be a significant financial assistance for the family and will crucially contribute to the smoother transition to the new situation, sustaining the quality of life your family is accustomed to.
Protection of Loan Holders (decreasing capital of loan)
The financial obligations that you assume during your various life stages, and which usually are expressed in the form of bank loans, have as the ultimate goal to improve your financial status and your family’s quality of life. They might leave your loved ones exposed to unbearable financial burdens, which they are incapable of handling, in case of an unfortunate circumstance related to either death or disability to work. The protection of the loan holders is an innovative insurance program, which aims to pay off the financial obligations of the insured in case of death or permanent total disability to work caused by an accident or illness. Therefore offers the security and the certainty that is required for the smooth transition and sustaining the family’s quality of life. In the respective program, the level of the insured capital depends on the sum of the debt and therefore the insured capital and the insurance premium steadily decrease every year.
Horizon Αdded Value
In our effort to provide tailor made solutions to our customers needs, we created Horizon Added Value, a list of additional coverages which offer you the opportunity to combine them with one of the above life insurance programs, in order to prevent a sudden and unfortunate event from affecting the quality of your life. Considering the consequences from an accident or a serious illness, which are always unpleasant, Added Value lessens its effects and offers the necessary aid you need during a difficult period of your life. In conclusion, we have set out the coverages, which may be attached to the core insurance program, in order to create your personal program, based on diverse needs and circumstances:
Includes:
Death due to accident
Death permanent, total or partial disability to work due to an accident
Further to the abovementioned coverage, in case of permanent, total or partial disability to work of the insured caused by accident, the company will be called upon to provide a percentage of the insured capital as a reimbursement; the indemnity amount is determined by the life insurance program that has been selected.
Permanent total disability due to an accident or illness
Under the respective coverage, the company reimburses the insured capital to in case of a permanent total disability of the insured to work due to an accident or illness, a provision, which will offer the necessary financial support and security to the insured and to his family in case of an unexpected and unfortunate event.
Exemptionof insurance premium due to permanent total disability due to an accident or illness
The respective endorsement ensures the non payment of the insurance premium for his basic life insurance and its selected additional coverages in case the insured becomes totally disabled due to an accident or an illness before the age of 65.
Exemption of insurance premium due to death or permanent total disability of the insured
If the insured passes away or becomes permanently or totally incapable to work due to whatever cause before the age of 65, the company covers the insurance premium of his basic life insurance, until its expiry.
Lossof income due to an accident or illness
The respective coverage secures your income in case you are not able to work due to an accident or illness and therefore decreases the financial impact that an unfortunate incident would have on your life.
Medical expenses caused by an accident
Hospital allowance due to an accident/illness
Under the specific coverage, you are offered the opportunity to receive a daily lump sum for every day you are hospitalized. Our aim is to cover those expenses for which no relevant invoices are issued.
Extensivehospital care in case of an accident or illness
It includes the following benefits:
- Food and accommodation expenses within the country or abroad
- Doctor payments (surgeon, anaesthesiologist etc.)
- Personal nurses payments
- Expenses of surgeries
- Expenses for medicine and other medical materials
- Microbiological and radiological exams, MRI and CAT scans
For your best service please call us to 210 32 27 932 - 6.
Furthermore, you can email us or you can visit our corporate headquarters to the following address: 26a Amalias Avenue, 105 57, Athens, Greece.


Family Insurance